Flood damage insurance for mobile, manufactured homes - Chicago News and Weather | FOX 32 News

Flood damage insurance for mobile, manufactured homes

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ATLANTA -

With confirmed flash flooding in North Georgia from torrential rain, Insurance Commissioner Ralph Hudgens reminds homeowners that policies for mobile or manufactured homes may include coverage for flood damage, unlike standard home policies.

Owners of traditional site-built homes can purchase federal flood coverage in addition to a standard homeowners policy.  However, their community must participate in the federal National Flood Insurance Program.  

A community cannot be covered unless it has joined the program. Flood damage to automobiles is covered under the comprehensive portion of an auto policy.

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More info:
Office of Insurance and Safety Fire Commissioner's web site

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